It seems that I have been hearing more and more lately that people are looking for "cheap car insurance", or the "cheapest rates that I can get"... this is an interesting topic to me because it's not just about the price, it's also about the coverage that you get for that price.
When shopping for auto insurance, it is important to look at the coverages AND the price, not just the price. I like to show my clients the best price as well as options for additional coverage. Many times you can double or even triple the coverages for a few dollars more a month! So if you look at a quote for 15/30/10 (this is the state legal minimum liability in Nevada) and it is $10 cheaper than a quote for 50/100/100, the ACTUAL cheapest rate is the one that costs $10 more per month because you are getting more for your money!
When shopping for car insurance you have to look at all of the coverage options that are available. Alot of companies will not quote you with uninsured/underinsured motorist coverage, just to give you a "cheaper" rate. This coverage is an extremely important coverage! If you are involved in an accident and it is not your fault, and the other person either has NO INSURANCE or NOT ENOUGH INSURANCE, this coverage pays for YOUR injuries as well as those of your PASSENGERS! I don't know about you, but I am more concerned with the people IN my car than the people that I don't know!
Your auto insurance coverage is not supposed to be a "one size fits all", every person is different and we take the time to find out what is important to you so that we an help you protect it. So the next time someone tells you that they have the cheapest insurance rates, ask them how much coverage they have and then decide for yourself! Farmers has more competitive auto insurance rates than ever and we take the time to get to know you so we can offer the best coverage to suit your needs and many times we are the least expensive!
So, if you are looking for Cheap auto insurance in Las Vegas, that's just what you might get if you are not careful! Call me and I will help you find the best price for the coverage that suits your needs. Don't forget about the discounts, from our early shopper discount to mulit-car, auto and home, good student discounts and many more...they all add up to savings for you! Call my office at 702-254-7774.